Financial Options

Honey Creek Dental accepts cash, personal checks, VISA, MasterCard, and CareCredit financing, and files most dental insurance claims as a courtesy — so your visit stays simple.

At Honey Creek Dental we believe quality dentistry should be accessible. Below are the payment and financing options we offer at our Conyers office — pick what works best for your family.

Cherry

Pay over time in easy monthly payments.

Cash

Or personal check, due at the time of service.

VISA & MasterCard

Major credit cards accepted at every visit.

CareCredit

No-interest financing for healthcare expenses.

Insurance

Claims filed as a courtesy for most carriers.

Mother and daughter smiling — affordable dental care with Cherry monthly payment plans
Cherry Financing

Pay over time with Cherry

Cherry lets you split your treatment into easy monthly payments, so you can get the care you need now and pay for it over time. Sign-up takes just a couple of minutes right from your phone — with no paperwork at the office.

Checking whether you prequalify does not affect your credit score, and qualified patients can access 0% APR payment plans.

Couple smiling — quality dental care made affordable with CareCredit financing
CareCredit Financing

No-interest payment plans through CareCredit

CareCredit is a third-party healthcare credit card built for out-of-pocket dental expenses. Approval is typically instant, and once you’re approved, the card can be reused for future treatment — for yourself or your family.

Many CareCredit plans offer no interest if paid within the promotional period, which makes larger treatment plans easier to spread out.

Know your costs before treatment

We give every patient an itemized estimate of their portion before treatment begins. No surprises. If you have a question about a procedure or your benefits, call our front desk — we’ll walk you through it.

Payment FAQ

Common payment questions

Do you offer payment plans?

Yes. Through Cherry, you can pay for your treatment over time in easy monthly payments — checking whether you prequalify takes just minutes and does not affect your credit score, and qualified patients can access 0% APR plans. We also accept CareCredit, a third-party healthcare credit card with no-interest promotional plans, plus VISA and MasterCard.

How does Cherry financing work?

Cherry is a buy-now, pay-later option for your dental care. You can check whether you prequalify in a couple of minutes right from your phone with no impact to your credit score, choose a monthly payment plan that fits your budget, and pay for treatment over time. Qualified patients can access 0% APR plans.

What insurance do you accept?

We are a preferred provider for Aetna, Cigna, MetLife, Guardian, Humana, United Healthcare, United Concordia, and many other major carriers — and we file claims as a courtesy for most other plans. View the full list of accepted plans →

What if I don’t have insurance?

No insurance is required at Honey Creek Dental. We accept cash, personal checks, VISA, MasterCard, and financing through Cherry and CareCredit so you can pay over time — and we’ll give you a written estimate before treatment so you know your costs upfront.

Do you require payment at the time of service?

Yes. Unless prior arrangements have been made, your estimated portion (after insurance) is due when services are rendered. Our front desk will go over the estimate with you before treatment starts.

Worried about cost? Let’s talk.

Our front desk will walk you through your options before any treatment — no pressure, no surprises.